Five tips for a spend thrifty summer

Five tips for a spend thrifty summer
31 May 2012

WHETHER you are looking to travel abroad this summer or stay a little closer to home summer expenses can creep up. The summer months are a great time to spend with friends and family, explore new destinations or just sit back and relax with that book you’ve wanted to read for ages.

If you are planning to jet-set or head to the delightfully cool malls for a spot of summertime shopping, you don’t have to spend a lot of money to have fun and make 2012 a summer to remember.

Simply follow these five money saving tips to enjoy a stress free and spend thrifty summer…

1. Plan and prepare for summer

Travelling can be quite a hectic time, despite all the fun that accompanies it. To make sure you are on the right track, start by planning your summer as soon as possible to avoid any last minute expenses.

A good tip is to set yourself a monthly budget – work out how much you need to spend for summer essentials, such as flights or petrol, travel insurance, food and so on and decide how much you can realistically afford to spend on treats, like entertainment and dining out. To help you calculate how much money you need to set aside, use this handy travel calculator.

2. Take advantage of offers

During the summer seasons there are plenty of amazing deals on offer and you don’t have to search too hard to find them in newspapers, magazines or online.

For example, to help you kick-start your summer savings from the moment you book your trip, Visa cardholders can enjoy up to 30% instant money back on return international flights and hotels on Cleartrip. To make the most of this offer, quote the code COOL DEAL when booking online with your Visa debit or credit card before 28 July.

3. Prioritise summer travel treats

With so many exciting and new places to explore during the summer months, make a list to prioritise your top summer treats. This will help you budget for the things you really want to do and if you have extra budget set aside, you can work your way down your list.

It’s worthwhile allowing yourself one expensive treat if you can afford to, but make sure it’s your dream summer plan to ensure you reap full enjoyment.

4. Don’t go overboard

When you are swept up in the excitement of a summer holiday, it is very easy to spend beyond your means. Don’t purchase holiday souvenirs on a whim; if you see something you like, go away and think about whether you really need it.

If you decide it’s a must-have holiday treat, make sure you shop around to find the cheapest option.

5. Consider an alternative way to pay

Prepaid cards are the perfect travel partner for any trip at home or abroad. Like debit and credit cards, prepaid cards offer added security and safety in comparison to cash.

If your card is lost or stolen when traveling, it can easily be cancelled and replaced, unlike cash, which is gone for good.

As an added bonus, prepaid cards are one of the easiest ways to keep a close eye on your expenditures, allowing you to only spend the total amount loaded on your card – very handy to avoid those summer splurges. All that’s left to do is sit back, relax and enjoy the summer sunshine!

What’s your top tip for a spend thrifty summer? Tell cashy…

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Corporate communications manager, Middle East
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